WealthManager Programmes
The WealthManager Programme consists of four membership levels. Clients select the membership level most appropriate to their circumstances.
WealthManager
The FPP WealthManager service is our full financial planning service. We like to think of this as our ‘financial chauffeur’ service. You sit in the back of your financial ‘car’, read the paper, and do other more useful things like stopping worrying about the future, and we do the ‘financial driving’.
For this type of comprehensive financial planning we wear three “hats”.
The first is our “Life Planner” hat….
Put simply this means that we find out what you want to do with your life…for example:
When do you want to retire and how much money do you need to retire in the manner to which you would like to become accustomed?
What do you want to do in retirement…learn to fly, buy a helicopter, go on a round the world cruise, buy a holiday home overseas, help your children to start a business, or simply give away lots of money to them?
Are there financial goals that you have before retirement, for example buy a holiday home, create a trust fund for your children or grandchildren... the list is endless.
The second is our “Financial Planner” hat….
When we put on the “Financial Planner” hat we put together a plan that utilizes all of the financial resources available to you and creates a plan that should fulfill the objectives that were established in the initial “life planning” phase.
This the “time bubble” bit…where we can check to see if you have enough money to last you the rest of your life, or if not, then what needs to happen in order to ensure that you do indeed have enough money.
The third and last “hat” is the “Financial Adviser” hat where we recommend a range of products and solutions that will fulfill the objectives that have been established within the “Life Planner” and “Financial Planner” stages.
In order to provide a range of solutions appropriate to your circumstances we have a range of WealthManager programmes available. All are based on the payment of an initial fee together with a monthly membership fee depending on the level of service you require.
Implementation of any plan that we recommend is also subject to a separate fee structure that may be value based or a fixed fee. This will be agreed in advance.
