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Investment Portfolio Management
We offer the following option for managing your investments:
We have built a range of risk adjusted portfolios based on the recommended asset allocations for the different levels of risk, although we may choose to vary from these recommended asset allocation from time to time. Funds are selected from the Skandia Investment Solutions platform to give the required asset allocation.
Fund performance and the returns achieved by the different asset groups will vary over time so that the balance, and therefore risk, of your portfolio will change. Your investments will be rebalanced back to the recommended asset allocation annually.
The economic assumptions that are used to determine the optimum asset allocation for your given level of investment risk will change over time. We will review the asset allocation for your investments quarterly based on information provided by Skandia and Watson Wyatt LLP.
Your own circumstances and objectives may change and we will review your attitude to investment risk annually.
In addition to the above reviews, we will monitor the performance of the individual funds and proactively advise you of any fund changes we believe you should make due to changes in management or underperformance.
We will monitor the overall performance of your investments and advise you if we believe corrective action is required. You will receive biannual performance reviews of your portfolio.
If you wish to discuss the above further or require information on any of our services, then please contact us.
Any reference to legislation and tax is based on FPP’s understanding of UK law and HMRC practice. These may be subject to change in the future. Tax rates and reliefs will also change and their value to you will depend on your individual circumstances. No guarantees are given regarding the effectiveness of any of the above strategies.